If you aren’t in that elite club, don’t despair. Plenty of Americans have really good credit. More than 20% of consumers have credit scores of 800 or better out of a possible 850, Experian reports.

Any public record included on a credit report must include your name, address, Social Security number or date of birth and ...

Trillions of dollars in rent paid by Americans to landlords has no payoff in the form of credit scores and credit history, ...

Here's how to pause interest for up to nearly two years and start paying off debt faster with the right balance transfer tool ...

VantageScore is one of the most common models for laying out your credit score. But exactly what is a VantageScore and how ...

Why is my credit score different on different sites? Find out why these numbers change and which score lenders actually ...

A perfect credit score of 850 is hard to attain. According to recent data from Experian, one of the three major credit ...

Global analytics software leader FICO (NYSE: FICO) announced today that its industry-leading FICO ® Platform has been named a leader in "The Forrester Wave™: AI Decisioning Platforms, Q2 2025" report, ...

Adding a credit score to your profile can come off as defensive and condescending — it may feel like you’re trying to set a bar for the other person, similar to writing “don’t bother if you’re under 5 ...

Depending on where you check your credit score, you may get a slightly different number. That’s because you have numerous ...

The real story on how to improve credit from an on-the-ground loan officer who works with first-time buyers daily.