If you aren’t in that elite club, don’t despair. Plenty of Americans have really good credit. More than 20% of consumers have credit scores of 800 or better out of a possible 850, Experian reports.

If you have "Very Good" or "Excellent" credit, you could save tens of thousands of dollars in interest over the life of a ...

VantageScore is one of the most common models for laying out your credit score. But exactly what is a VantageScore and how ...

FICO announced a new credit scoring formula that lessens the negative impact of paid and medical collections accounts. Advertising Disclosure: When you buy something by clicking links within this ...