Key takeaways HELOC applications require a hard credit pull, which temporarily lowers your credit score. Depending on how your lender reports it to credit bureaus, carrying a large balance and ...

According to the Federal Reserve Bank of New York, about 1 in 4 people with student loan accounts were more than 90 days ...

Student loan payment delinquencies are appearing on credit reports for the first time in more than 3 years, affecting credit scores for millions. Here’s what that means, and what to do about it.

If you aren’t in that elite club, don’t despair. Plenty of Americans have really good credit. More than 20% of consumers have ...

VantageScore is one of the most common models for laying out your credit score. But exactly what is a VantageScore and how ...

Like a FICO score, the VantageScore ranges from 300 to 850. Keep in mind, that the VantageScore is used by some lenders, but not all. Most lenders will use your FICO score. Payment history (41% ...

“It's a scale business, so with scale comes margin ... What about more price hike driven profit gains on the credit score side? On the other hand, it has yet to enjoy the full benefit ...

Credit scores estimate your likelihood of repaying new debt. Learn what range your score falls in and how to grow it. Many, or all, of the products featured on this page are from our advertising ...

FICO scores are the most widely used type of credit score. Most FICO scores range from 350 to 850, and a score of 670 or higher is considered good. If your FICO score is on the low side ...

In this article we are going to understand what a credit score is and its ranges. With this you can have a clear understanding of your credit worthiness and as a result make informed decisions on ...

Auto Scores range from 250 to 900 (compared to 300 to 850 for the base FICO score). Industry-specific scores are optimized for certain types of credit products, so the Auto Score factors your ...