In the booming market of buy now, pay later (BNPL) financing, those opting in generally get to spread payments over a number of weeks at no cost.

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums.

TD offers online support and resources of interest to newcomers on topics such as banking basics, moving to Canada, credit ...