A Reddit user with a nearly perfect 798 FICO score was stunned when Citi rejected their application for a personal loan. Despite never missing a payment and holding six open accounts with a 10-year ...

I started dating a widow in her late 40s who pays by credit card but immediately transfers the purchase amount to pay off her card, instead of waiting until the end of the month to pay off her balance ...

Your FICO score has long determined whether you could get a mortgage, car loan or credit card. That could change soon.

These scores include Buy Now, Pay Later data ... is likely to have attracted new customers and strengthened FICO’s position ...

Moneywise.com The way your credit score is calculated is about to change — and as many as 91.5 million Americans will be ...

If you’ve been enjoying the freedom of Buy Now, Pay Later (BNPL) services, you’ve been basking in a period of little to no consequences for missed payments. BNPL lets you spread out the cost of a ...

If you’re a Walmart+ member, this card belongs in your wallet. The no-annual-fee card earns impressive rewards on all Walmart ...

Among those with the most to gain from rent reporting are the nearly 49 million adult Americans who don't have a credit score ...

Back-to-back rate cuts by the Fed could mean this is the best environment for many borrowers to refinance their car loans.

If you're running a company and using a business credit card, you need to know the answer to “Do business credit cards affect ...

Multiple cards don't hurt your credit by themselves. Learn what actually moves your FICO® Score, how many cards is too many, ...