Customers expect fast loan approvals, CEO Brad Calhoun says, so the credit union now lets artificial intelligence decide who ...

Founded in 1956, Fair Isaac Corporation, or FICO, established itself as the industry leader in credit scores, which turned out to be a very lucrative business. Credit scores are used for more than ...

Santander Consumer USA received more than just an auto-finance applicant’s credit score and risk assessment from FICO. At the ...

The Santander US Auto business has won a 2025 FICO® Decisions Award for category AI, Machine Learning & Optimization.

Drivers with bad credit can pay significantly more for car insurance, even with a perfect driving record. Better credit means ...

Americans are on pace to file the most complaints to the Federal Trade Commission in a single year about what they believe ...

Autopay offers the best auto loans for fair credit. It has lenient requirements and sends your information to hundreds of ...

Autopay is the best overall for car loans for bad credit, followed by CarMax, OpenRoad Lending, and Ally Bank. If you’ve ...

AI offers new ways to streamline risk assessment, detect fraud, improve customer service and boost operational efficiency.

Which credit score do mortgage lenders use? Fannie Mae and Freddie Mac use FICO scores to determine borrower eligibility for ...

The latest Charles River Associates analysis released on Monday showed that VantageScore credit score usage is up sharply by 55% year-over-year to a record 41.7 ...

Before tariffs potentially affect the prices of new cars at dealerships, now might be a great time to purchase a car.