News

The way your credit score is calculated may change this fall. The Fair Isaac Corp. — commonly known as FICO — announced in June a new version of its scoring algorithms to include buy-now-pay-later ...
FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...
Believing these common credit card myths could drag down your score. Learn the truth and build your credit the smart way.
Services that split up payments into installments are increasingly popular, especially among young and low-to-middle income ...
Your credit score measures the likelihood that you'll pay your debts back on a scale of 300 to 850. Any action that casts doubt on this likelihood, like a late payment or high utilization ratios ...
Hundreds of millions of ‘Buy Now, Pay Later’ loans will soon affect credit scores for millions of Americans. Scoring company ...
Discover the average American credit score in May 2025 and why it matters. We break down the average credit score by age, by US state, and by year.
The company behind FICO credit scores announced plans to include buy now, pay later installment loans in users’ scores ...