Fannie Mae and Freddie Mac’s regulator says VantageScore can now be used to underwrite home loans, weighing on FICO’s stock.

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

The FICO® Score, used by 90% of top US lenders, is the standard measure of consumer credit risk in the US and has been made available in over 40 other countries, improving risk management, credit ...

The resulting three-digit number represents your FICO score. This specific credit score is most widely used by lenders, with up to 90% of top lenders using FICO scores to make lending decisions.

A credit score between 300–900 reflects your financial health. Scores above 750 are preferred. Timely repayments, low utilisation, and credit monitoring help improve your creditworthiness and ...

Specifically, 2.2 million student loan borrowers, who became newly delinquent in the first quarter of 2025, saw their credit scores drop by more than 100 points.

If you have low credit scores, then it’s time to take the steps to raise them. Credit scores matter. The three-digit numbers, ranging from 300 to 850, determine our way of life.

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are ...

Credit can be confusing. Figuring out what is a bad credit score and, even more important, how to fix it might be the key to ...

Having a perfect credit score sounds really cool, but it's not all it's cracked up to be. Find out what having an 850 score can get you.

Checking credit score on a regular basis is an important step towards optimising it. It is recommended to check the credit score at least once in a year. Not only does it help you stay abreast of ...