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Use our calculator to determine how much you can save by refinancing your student loan to a lower rate. Plus, learn when it makes sense to refinance. NerdWallet editorial rating NerdWallet's ratings ...

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Ryan Eichler holds a B.S.B.A with a concentration in Finance from Boston University. He has held positions in, and has deep experience with, expense auditing, personal finance, real estate, as well as ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...