Mortgage interest rates are consistently declining again. Here are three things homebuyers should do in response.

Fed rate cuts are still on the table this year, but stronger-than-expected job data will keep policymakers on hold this month ...

The best mortgage lenders will have a combination of low rates, several loan options and excellent customer service. Money’s ...

From mortgages and rents to credit cards, auto loans and even job applications, FICO’s credit scoring can make or break your ...

A low credit score doesn't necessarily preclude access to financing, thanks to progressive financial instruments such as mortgage-guarantee-backed home loans. But these are no substitute for sound ...

One such borrower, Tina Johnson, 44, from rural Kentucky, saw her credit score plummet from 650 to 418 after she missed just $440 in payments she wasn’t aware were due, the Washington Post reported.

FICO score vs. credit score: What's the difference? The score you get online from your credit card company or other services might differ greatly from the score you'll see when a lender pulls your ...

Mortgage Icon Even multiple hard pulls by mortgage lenders might not impact your credit score that much, provided they’re all done within a month or so. Credit bureaus figure you’re shopping ...

Credit score and reports are distinct tools for assessing creditworthiness. A credit score, ranging from 300 to 900, indicates risk levels, while a credit report details an individual's or ...

PenFed requires a 650 credit score on its conforming loans, 700 for jumbo loans, and 620 for FHA and VA loans. HELOC borrowers will need a score of at least 680.

Borrowers must have a credit score of 650 or higher to qualify. For FHA loans, PenFed requires a credit score of 620; many lenders will offer FHA loans to borrowers with credit scores as low as 580.

A Reddit user is wondering if he should close some of his credit cards, but he’s not sure how to narrow down the choices. He currently has a total of eight cards, but he wants to have three at ...