A low credit score doesn't necessarily preclude access to financing, thanks to progressive financial instruments such as mortgage-guarantee-backed home loans. But these are no substitute for sound ...

The best mortgage lenders will have a combination of low rates, several loan options and excellent customer service. Money’s ...

If you're preparing to buy a home, you probably know that one of the most important criteria that lenders will consider is your credit score. But are the credit scores they look at the same ones ...

For those wanting to accomplish homeownership yet have a bad credit history, these mortgage lenders have flexible credit ...

One major difference between Discover and Rocket Mortgage (aside from only the former listing its rates online) is that ...

When you have a poor payment history, there are chances that you have a poor credit score, thus making it difficult for you ...

The homebuying process can be nerve-wracking, especially if you have bad credit. Lenders typically want to see at least a 620 FICO score for a conventional mortgage, but some will consider ...

Credit scores directly affect debt consolidation rates and the cost of consolidating debt. Evaluate your credit score and ...

What Credit Score Do Mortgage Lenders Use? Mortgage lenders commonly use FICO 2, 4 or 5 when underwriting conforming loans, although FHFA approved more recent models — FICO 10T and VantageScore ...

The minimum credit score required for a conventional loan is 620, while other types of mortgages require scores between 500 and 700. A higher credit score usually translates to a lower interest rate.

Key takeaways. Although prequalification is not a substitute for preapproval, it can be a way to shop around for a mortgage without a hard credit inquiry hurting your score.

CREDIT SCORE text on notebook on graph background. High quality photo It’s summer in America and house hunting season is in full bloom. Mortgage rates are high, as are home prices.