A 650 credit score may not be bragging rights material, but it’s enough to secure competitive mortgage terms if you know where to look. We rounded up the best flexible lenders working with ...

While some lenders deny a mortgage application if you have a 650 credit score, you can qualify for a conventional mortgage or a loan backed by the Federal Housing Administration (FHA), Veterans ...

For those wanting to accomplish homeownership yet have a bad credit history, these mortgage lenders have flexible credit ...

“Mortgage prequalification does not impact your credit score like a mortgage preapproval,” says Troy Robillard, ... you don’t want to exceed 30 percent usage (about $650).

PenFed requires a 650 credit score on its conforming loans, 700 for jumbo loans, and 620 for FHA and VA loans. HELOC borrowers will need a score of at least 680. PenFed Mortgage Interest Rates and ...