The CFPB is quietly adding protection for credit bureaus instead of protecting you. Here's what you need to know.

Credit reporting agencies (CRAs) keep a detailed record of how you’ve managed credit based primarily on information received from lenders you’ve done business with and public records. They condense ...

Negative marks on your credit report can hurt your credit score and affect your ability to qualify for loans. Here’s how to fix them.

Laura Leavitt is a personal finance and wellness writer for CNET. Her work has been published at NextAdvisor, Bankrate, The Simple Dollar, MoneyGeek, Business Insider and more. Some card details on ...

As a lawyer focusing on Fair Credit Reporting Act cases, I have seen firsthand the impact that a mix-up in credit reporting can have on an individual’s financial and emotional well-being. One issue ...

If you see an account in collections on your credit report, it's understandable to feel stressed. Collections, even when paid, can potentially lower your credit score and impact your approval odds for ...

WASHINGTON - JUNE 12: CFPB Director Rohit Chopra testifies during the Senate Banking, Housing and Urban Affairs Committee hearing on Wednesday, June 12, 2024. (Bill Clark/CQ-Roll Call, Inc via Getty ...

With buy now/pay later carving out its place as a lasting consumer credit product, nonbank lenders have been looking for ways to improve credit decisions. Processing Content Affirm has taken the first ...

Pallavi was previously an editor for CNET Money, covering topics from Gen Z to student loans. She's a graduate of Cornell University and hails from Atlanta, Georgia. When she's not editing, you can ...

Rocket Mortgage reports that closing costs usually range from 3% to 6% of the total price of a mortgage (1) — that’s $12,159 ...

Credit bureaus don't automatically collect information about rent payments but will include this data on your credit reports if they receive it. And if you're buying a home, lenders can use your ...