Student loan borrowers who don't leave the so-called SAVE payment pause could see their debt grow from interest and find their progress to loan relief stalled.

If you have federal student loans, you’ve probably heard the buzz: SAVE plans started drawing attention again beginning August 1, 2025. That’s because interest accrual on federal student loans finally resumed after a long pause during the pandemic.

Student loans are falling into serious delinquency, with payments overdue by at least 90 days, quicker than in prior years and much faster compared to other debt types.