There are many different ways to set up your budget binder, including “DIY” approaches or by downloading worksheet templates. ... Updated 8:51 a.m. ET Nov. 13, 2023.

Now you know how to make a budget binder, and set it up for budgeting success. Now you need to start using your budget binder ...

The easiest path would be to take the formula for 2022 and paste it into 2023: provide the non-defense part of the budget with an increase of 6.7 percent (same as the 2022 increase) to $778.9 ...