The absolute lowest credit score you can have with both FICO and Vantage is 300. The FICO credit score range is 300-850, with any credit scores under 580 being considered “poor.” The ...

Just because your credit score is low, it does not mean that you have a huge outstanding loan on your account. Sometimes your ...

Mortgage lenders consider your credit score a measure of your ability to responsibly manage debt. The higher your credit score, the better your chances of being approved for a home loan.

Representing the percentage of your total available credit that is currently in use, credit utilization can affect anywhere ...