If you’re planning on applying for a mortgage loan, credit card, auto loan or personal loan, continue reading to find out what a FICO score is and how it could affect your creditworthiness.

The higher your FICO score is, on a scale of 300-850, the more trustworthy you are as a borrower. FICO scores are calculated using information on your credit report, such as payment history and ...

Every other age group leaned toward the notion that carrying a balance helped your score. Respondents were asked what the difference is between credit scores and credit reports. While 46% choose ...

Paying off your balances and reducing your debt load is the fastest way to boost your credit score. “Say your credit cards ...

Whether and how you paid back past credit generally accounts for 35% of your FICO score. How much you owe is the second most ...

The average FICO Score fell in April, weighed by delinquent student loan borrower. More borrowers are expected to follow suit in coming months ...

"Excellent" is the highest tier of credit scores you can have. When you apply for credit, lenders review a detailed summary of your financial history, known as your credit report, to determine ...

The average VantageScore is 701 as of February 2025. Credit scores, which are like a grade for your borrowing history, fall in the range of 300 to 850. The higher your score, the better.

The world of credit scores can be confusing and fraught with misinformation. Sometimes, what you assume will be good for your credit can actually lower your score – and vice versa. It might feel ...

If your FICO score is on the low side, you can take steps to improve it. Your credit score is a three-digit number that helps potential lenders predict how likely you are to repay money as agreed.

Whether and how you paid back past credit generally accounts for 35% of your FICO score. How much you owe is the second most important thing, generally making up 30% of your score. While the ...