Having a perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth in 2025.

A new study shows early environment can leave a lasting mark on your credit. These steps can help you move forward.

1. Always pay on time. Even one late payment can hurt your score. 2. Keep balances low. Using less than 30% of your total credit limit is ideal (under 10% is even better). 3. Limit new credit ...

Clicking the "pay later" option at checkout could start impacting your credit score in the coming weeks. In February, the credit scoring agency FICO announced it would begin factoring Buy Now, Pay ...

“Mortgage prequalification does not impact your credit score like a mortgage preapproval,” says Troy Robillard, a real estate ...

The credit scoring company FICO recently announced it will add something new to some of its credit scores: data from buy now, pay later loans. Those are the loans that allow shoppers, usually online, ...

Credit scores are down, delinquencies are up and Gen Z is suffering the most from the credit crunch. These are some of the main takeaways from the recently released FICO Score Credit Insights report, ...