Vantage 3.0, on the other hand, just relies on your history. VantageScore 4.0 also changed how negative credit records are treated. According to its documentation, VantageScore 4.0 gives less ...

The main difference between VantageScore 4.0 and VantageScore 3.0 is that the newer model (VantageScore 4.0) presents a more ...

VantageScore 3.0 and 4.0 have ranges from 300 to 850, which is separated into five risk categories. A good VantageScore starts at 661. An excellent credit score starts at 781.

Vantage Score Vs FICO: What’s The Difference? By Susan Doktor MONEY RESEARCH COLLECTIVE. September 9, 2022. Getty Images. You may have heard of the top three credit bureaus: Equifax, Experian ...

VantageScore 4.0 and VantageScore 3.0. Lenders often use VantageScore 3.0 when making lending decisions about personal loans, credit cards and more. This version also accounts for bankruptcy.

Models Will No Longer use Any Medical Collection Information in Score Calculations Regardless of Age or Amount OwedSTAMFORD, Conn., Aug. 10, 2022 ...

SAN FRANCISCO , April 17, 2025 /PRNewswire/ -- National credit scoring leader VantageScore today announced the launch of its newest tri-bureau credit score model, VantageScore 5.0. Building on ...

While VantageScore initially had a 501-900 scale, VantageScore 3.0 changed the grading scale to match FICO's, using a 300-850 scale. Your VantageScore can be based on any of your three credit reports.

The new VantageScore 3.0 ranges from 300 to 850. VantageScore vs. FICO Score FICO scores are the most widely used scores used by lenders to determine the creditworthiness of consumers.

Vantage Score Vs FICO: What’s The Difference? By Susan Doktor MONEY RESEARCH COLLECTIVE. September 9, 2022. Getty Images. You may have heard of the top three credit bureaus: Equifax, Experian ...

Vantage Score Vs FICO: What’s The Difference? By Susan Doktor MONEY RESEARCH COLLECTIVE. September 9, 2022. Getty Images. You may have heard of the top three credit bureaus: Equifax, Experian ...