Indexed Universal Life Insurance (IUL) is frequently positioned as a solution that offers both lifelong insurance coverage and the potential for market-linked cash value growth. This combination often ...

Indexed universal life insurance (IUL) has certain benefits and drawbacks. Discover how the cash value of IUL grows with ...

・Indexed Universal Life (IUL) combines permanent life insurance with a cash-value account tied to a stock market index. ・Growth is limited by caps and participation rates but protected from losses by ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

Founded by future California Gov. Leland Stanford in 1868, Pacific Life is now the third-largest life insurance provider in the U.S., with $1.5 trillion in policies in force in 2024. It has an array ...

Indexed Universal Life (IUL) attracts its share of criticism. Most naysayers focus their disapproval on how IU is sold rather than the structure of the IUL policy. Yet, soon, I foresee a dramatic ...

Kyle Busch's lawsuit against Pacific Life and his former insurance agent provides a window into potential issues around complexity, suitability and more in indexed universal life policies.

See Mutual of Omaha’s coverage options, term life costs and customer satisfaction ratings Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at ...