Existing employees can also be subject to a credit check while in your employment. A credit history details late payments and defaulted accounts. The employee's credit score is calculated based on ...

If you miss a payment, the lapse won’t necessarily wind up on your credit report. There are grace periods. If you usually pay on time, the creditor might not report one missed p ...

can lead to errors in calculating your credit score. It's important to regularly monitor your credit reports from all three major credit bureaus — Experian, Equifax and TransUnion. You can get a ...

Student loans hurt your credit score? The climb back to a good credit range is doable if you make consistently smart and ...

Balances below 30% of your limit can translate into 90 extra points at Experian, while using more than 90% of your credit card limit could wipe 50 points from your score 3. Check all information ...

Not all lenders report to all three major credit bureaus which can also impact your credit score. So what does all this mean for you two important things to know. First, all of your credit scores ...