Explore your options as a Roth IRA beneficiary, from spousal transfers to required withdrawals, depending on your relationship to the original account holder.

The IRA is a cornerstone for many, allowing you to build a nest egg with investments that fit your risk profile. You pick the financial institution; you manage the investments. In other words, it’s ...

Expertise from Forbes Councils members, operated under license. Opinions expressed are those of the author. A Roth individual retirement account (IRA) is one of the few ways to build tax-free income ...

Can you become a millionaire retiree? The answer is a resounding "yes" for many Americans. And the Roth IRA provides a great vehicle for making it happen. If you want to build a Roth IRA ...

With a Roth IRA, you have a tax-advantaged account, which means you contribute after-tax dollars that grow tax-free and are withdrawn tax- and penalty-free, according to the mutual funds firm Fidelity ...

I’m 68 and recently retired and have about $1.4 million in accounts intended for retirement ($1.2 million in a Traditional IRA and $110K in a Roth). I also am receiving about $47,000 annually in ...

Unlike employer-based 401(k)s, people set up individual retirement accounts (IRAs) for themselves. But similarly to workplace retirement accounts, traditional IRAs are funded with deductible pre-tax ...

The Roth entered the retirement savings world in 1998, a moment when most boomers and many Gen Xers were launched in their careers and set in their financial ways. By design, the Roth favors the saver ...

Converting to a backdoor Roth IRA via an IRS "loophole" is an estate planning tool that gives heirs tax-free income in retirement. It can help you, too.

I have a Roth IRA account and an ordinary taxable retail stock account at a major brokerage. The two accounts are linked, internally, so I can make easy transfers. About four years ago, I purchased ...

When the IRS published its final regulations governing Roth source catch-up contributions in the Federal Register on ...

Retirement planning is a big deal, and choosing the right savings account makes a huge difference in how much you’ll get to keep down the road. You’ve probably heard of a 401(k) — a popular ...