These schemes allow buyers to split their payments into easy monthly installments, especially when purchasing smartphones, electronics, and home appliances, without paying any "extra" interest ...

The idea of breaking down a large payment into smaller, interest-free instalments sounds attractive. However, there is more to these schemes than meets the eye.

A homeowner with a 7.5% rate might choose the no-cost option because they still save money monthly. If rates drop again, they can refinance without losing thousands in closing costs," Lucas says.

at no extra cost. The Robinhood brokerage account still makes it incredibly easy to buy and sell stocks, ETFs, options and cryptocurrencies. Its Instant Deposit feature means you can start trading ...

(Update: an Amazon spokesperson has since confirmed that “classic” Alexa will remain a no-cost option.) The new AI-enhanced Alexa (which will offer new phone and web apps) will have a variety ...

If saving money in the long term is important to you, a no-closing-cost mortgage may not be a good option. However, homebuyers who need to keep low upfront costs or those who only plan to keep the ...