Two of the three pension withdrawal schemes proposed by the PFRDA work, and that too with parameters which are practical for Indian conditions. Scheme 1 offers retirees simplicity and choice, while ...

PFRDA introduces the Multiple Scheme Framework (MSF) under NPS from 1 October 2025, allowing non-government subscribers to ...

When it comes to planning for retirement and building long-term savings, two of the most popular options in India are the ...

Govt staff can now take up to 75% equity under NPS, UPS, aligning their investment options with private-sector subscribers ...

Overview Investors can build a retirement corpus while enjoying tax relief via the Public Provident Fund (PPF) and the ...

The UPS was brought to cover around 23 lakh central government civil employees, covered under the NPS as of April 1, 2025.

The Finance Ministry approved the extension of LC75 and Balanced Life Cycle (BLC) investment options to Central Government NPS/UPS subscribers, providing enhanced equity allocation ...

LC75 and BLC—designed to give subscribers more control over equity exposure and risk as they plan for retirement.

The 8th Central Pay Commission’s terms of reference highlight the “unfunded cost” of non-contributory pension schemes, ...

PFRDA updates Corporate NPS rules, requiring mutual agreement between employers and employees for pension fund selection and investment ...

Under the UPS, employees are allowed to take voluntary retirement (VRS) after completing 20 years of regular service, subject ...