C reating a family budget might sound overwhelming but it doesn’t have to be. By breaking it down into clear steps, you can ...

If you want a template that does all the math for you, Google Sheets offers annual and monthly budget templates. You can also find tons of third-party templates you can customize in Google Sheets.

In the monthly budget worksheet below, add your income, expenses and any contributions to savings or debt repayment. We’ll add them up and show how your spending aligns with the 50/30/20 budget ...