A goodwill letter is a formal written request asking a creditor to remove a negative mark, like a late payment, from your ...

A 609 dispute letter is a formal request to credit bureaus to verify the accuracy of information on your credit report. A well-written 609 dispute letter is a powerful tool to ensure your credit ...

including late payments. Still, some people report success trying this method. Goodwill letters vs credit disputes A goodwill letter is not a credit dispute. A dispute asks a credit bureau to ...