HDFC Bank offers personal loans with varying interest rates based on credit scores, income, and customer relationships. A minimum credit score of 720 and ₹25,000 monthly income are necessary.

HDFC Bank offers personal loans with interest rates starting from 10.85% per annum with loan amounts up to 40,00,000. You can ...

Loan Amount: From INR 1 lakh to INR 1 crore. Rate of Interest (APR): 10.25% to 12.49%. Repayment Tenor: 12 months to 72 months. Processing Fees: Minimum INR 999 + GST to a maximum of INR 4,719 ...

HDFC bank allows prepayment and foreclosure of personal loans after 12 EMIs. Prepayment charges depend on the loan tenure: 4% for 13-24 months, 3% for 25-36 months, and 2% for over 36 months.

HDFC Bank personal loan eligibility criteria. Age: You must be between 21 years to 60 years old. Income: Minimum salary of at least ₹ 25,000. Employment: Both salaried and self employed ...

HDFC Bank. HDFC Bank also offers personal loans with interest rates beginning at 10.85% per annum. They offer loans up to Rs 40 lakhs, with a loan tenure ranging from 12 to 60 months.

Check out June 2025’s lowest personal loan interest rates from top Indian banks, including ICICI, SBI, HDFC and others, with details on tenure, fees, and eligibility conditions.

Similarly, HDFC Bank has announced a reduction in its MCLR by up to 15 basis points, effective from May 7, 2025. This move sees their rates ranging between 9.00% and 9.20%, depending on the loan ...

Types of Loans Offered by the HDFC Bank on Credit Cards 1. Insta Loan : In this type of loan, the credit limit is always lower than the credit limit of the credit card and as soon as it goes above ...

HDFC Bank , India's largest private lender, aims to bring its loan-to-deposit ratio (LDR) back down to its pre-merger levels of 85%-90% in 2026-27, its chief financial officer said on Saturday.