The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Credit scores are dropping nationwide, reflecting struggles Americans are having to stay afloat financially, according to FICO. The national FICO score, or three-digit number used to summarize your ...

Study finds VantageScore 4.0’s edges over Classic FICO ‘overstated’ or incorrect; VantageScore brushes findings aside Another volley has been fired in what has become “The Great Credit Score War of ...

Credit scores are falling at the fastest pace since the Great Recession as Americans struggle to keep up with the high cost of living and the return of student debt payments. The national average FICO ...

As the “buy now, pay later” trend becomes more popular, it is having a greater impact on traditional lending and credit scores. If you are not familiar, buy now, pay later (BNPL) is a type of ...

The national average FICO score has dropped to 715, a new report from decision managment company Fair Issac Corporation (NYSE: FICO) says. This is down two points from 2024, and marks the second year ...

Changes in the way credit scores are determined are on their way. The change means that millions of people could end up paying more when they take out a loan. FICO scores are used to assess a consumer ...

This is read by an automated voice. Please report any issues or inconsistencies here. Gen Z has seen its credit scores drop more than any other generation over the last year, largely because of ...

Investors are celebrating a major shake-up in how FICO scores will be shared with mortgage lenders, as shares of parent company Fair Isaac Corp. have rallied more than 20% on Thursday. That stock ...

Lenders using this tool can provide actionable, data-driven credit insights to help accelerate approvals and borrowers achieve homeownership Global analytics software leader FICO (NYSE: FICO) today ...

New credit decisioning offering provides actionable, data-driven insights to help accelerate approvals and assist borrowers in achieving homeownership FICO has released a new mortgage score simulator ...