Millions of borrowers who are late on their payments may see their credit scores plummet as collection activity on federal ...

Here’s what to know about credit scores and how to raise yours: A credit score is a three-digit number that indicates how likely you are to pay back money when you borrow it, based on your credit ...

Apply for new credit only when necessary and meet eligibility criteria to avoid rejections. Improving a credit score from 480 ...

Length of credit history: "Lenders like borrowers with proven track records," so scores "consider how long your credit ...

Which credit score do mortgage lenders use? Fannie Mae and Freddie Mac use FICO scores to determine borrower eligibility for ...

Paying off debt is the best way to raise your credit score. Also, use only 70% of the credit available to avoid an indication ...

If your middle FICO score is 619, you will be denied for a conventional loan because the minimum required FICO is 620.

Paying accounts on time, fixing errors, and lowering your credit utilization could raise your credit score by 50-plus points ...