However, our opinions are our own. See how we rate credit score services to help you make smart decisions with your money. FICO and VantageScore are companies that create credit scores using info ...

When you view your credit score, you're likely to see a different three-digit number depending on whether you checked your score online, on your banking app or via another means. Although you have ...

The VantageScore model was developed in 2006 by the three national credit reporting companies — Equifax, Experian and TransUnion — as an alternative to the more established FICO scores. FICO ...

The key is knowing whether it’s your FICO Score or VantageScore. Both scoring models are helpful, but FICO Scores are the industry standard, used in 90% of lending decisions. Issuers that ...

Lenders should disclose this information. VantageScore was developed by the three different credit rating agencies as an alternative to the FICO score. The model requires less credit history to ...

An introduction to credit scores Key differences between VantageScore and FICO score VantageScore 4.0 and FICO 10T Frequently asked questions An introduction to credit scores Key differences ...

Although you have multiple credit scores, they're mainly calculated by two companies: VantageScore and FICO, which are the two main credit scoring systems used by the majority of lenders to ...