1989 was a milestone year in the credit world, but statistical credit scoring has been around since the 1950s.

Credit bureau companies Experian and TransUnion also calculate FICO scores that lenders may use to consider your creditworthiness. All three credit bureaus have a slightly different way of ...

Although FICO scores are also used by lenders when you apply for credit, a mortgage or an auto loan, FICO weighs the factors it uses to calculate its credit scores differently. Whether its ...

A good credit score is generally 690 to 719 on the 350-850 scale commonly used for FICO scores and VantageScores. Many, or all, of the products featured on this page are from our advertising ...

If you've been carrying credit card debt, you could see a drop in your credit score soon. Fair Isaac Corp., the creator of the FICO score, announced today, Jan. 23, the new FICO 10 model ...

Dave Ramsey has never been shy about sharing his opinions on financial systems and this time, he took on one of the most entrenched ideas in personal finance: the FICO score. In a video addressing ...

Using the information in your credit reports, companies will calculate a credit score that ... you have more than one credit report and credit score. FICO and VantageScore are the two main credit ...