Real interest rates are dictated by the rate of inflation. Higher inflation rates erode consumers’ purchasing power and the amount of interest earned from investments such as deposits.

The big banks have all cut their variable home loan rates, but not everyone will want to reduce their mortgage repayments.

What is an adjustable-rate mortgage? When you get a mortgage, you'll pay interest on the money you borrow. Your interest rate can be either fixed or adjustable — sometimes called variable.

However, our opinions are our own. See how we rate banking products to write unbiased product reviews. Simple interest is exactly what it sounds like: simple. You can use a simple interest ...

The declining rate of inflation over the past two years paved the way for the Federal Reserve to start cutting interest rates toward the end of 2024. Tariffs and global trade tensions threaten to ...

Generally, when interest rates rise, the higher a bond’s duration ... This is true because, by definition, the current price of a bond is the present value of all its cash flows.

The Federal Reserve stuck to a wait-and-see approach as officials brace for President Trump’s tariffs to stoke higher ...

While everyone might have a different definition of what makes an interest rate unreasonable, there's a personal finance rule of thumb that can help you prioritize which type of debt to target first.

Interest rate risk in the banking book is the risk posed by adverse movements in interest rates that cause a mismatch between the rates banks set on customer loans and on deposits. For example, if ...

People think of the Fed as synonymous with interest rates, but it does so much more than that—it also regulates banks and sets policies designed to maintain a healthy economy specifically ...

However, our opinions are our own. See how we rate banking products to write unbiased product reviews. Simple interest is the interest applied only to the original amount of money deposited or ...