You think your SAT score was important? Your credit score is the granddaddy of all grades. Fair, Isaac and Co. of San Rafael, Calif., created the widely used computer-scoring model that assigns ...

Discover the average American credit score in May 2025 and why it matters. ... Credit scores, which are like a grade for your borrowing history, fall in the range of 300 to 850.

The Fed shows our total credit card debt is the highest since they started keeping track (see the second chart here). We’re almost at a trillion dollars owed. The average card balance per ...

Your credit utilization ratio is part of the "amounts owed" category, which determines about 30% of your FICO score, the most widely used credit scoring model among creditors. VantageScore 3.0 ...