Financial analytics company FICO has announced two new scores that incorporate buy now, pay later (BNPL) loan data for the ...

Not sure how a FICO score vs. credit score affects you? Find out which one matters most for credit approvals and interest ...

Credit score and FICO score are sometimes used synonymously, but in truth, FICO is just the formula used to generate it. Evan Zimmer has been writing about finance for years. After graduating with ...

Many borrowers reported that they never received notice from the Department of Education that their student loan payments ...

Your credit score ranges tell lenders what type of borrower you are. Credit scores are calculated with a formula that uses five variables: payment history, amounts owed, length of credit history ...

To further complicate matters, each company has different versions of its scoring formula, though both "use a credit score range of 300 to 850" across the board. Even though the exact weightings ...

Unemployment won't directly affect your credit score. Your credit score is a reflection of your history with credit accounts, ...

A new formula used to calculate credit scores will affect some peoples’ credit scores, including some college students’. Fair Isaac Corporation, which calculates credit scores, changed its formula in ...

Paying off a car loan or missing a $500 card payment won’t raise or ding everyone’s credit score equally because your score is based on an opaque formula of factors, such as your payment ...