A new formula used to calculate credit scores will affect some peoples’ credit scores, including some college students’. Fair Isaac Corporation, which calculates credit scores, changed its formula in ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Credit scores have dropped in all 50 states over the past year, as credit card balances swell and more people struggle to ...

You know credit scores exist. You might even know what yours is. But do you know how it’s calculated and why it’s important? Your credit score affects whether you can get a credit card, rent an ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...