President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

Key Takeaways Millennials average a 691 FICO score—though that's solidly in the "good" range, there's room for improvement.By your 40s, you've likely earned a higher score due to a longer credit ...

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

Your credit score quietly decides how lenders see you. Improve it, and loans get cheaper, faster, and easier to negotiate.

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in the long run.

Average credit scores dropped in all 50 U.S. states between 2024 and 2025, pointing to growing financial strain.

Although 72% of Americans report wanting to improve their credit in 2026, nearly half (49%) have not identified a specific ...

Discover why your U.S. credit score might not influence financial decisions abroad. Learn what you can do to establish good ...