If you're thinking about buying a house sometime soon, it's a good idea to pause for a moment and double check your credit score before you submit any application materials. Your credit score ...

High credit scores can lower your car insurance premiums by over $90 a month Employers and landlords may use your credit history when making decisions Excellent credit unlocks access to premium ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK.

A credit score of 800 or above is considered excellent and has the same benefits as a perfect 850 score. Benefits of an 800 credit score include better credit offers, lower interest rates and ...

The average U.S. credit score slipped nationwide, largely due to the resumption of federal student loan delinquency reporting on U.S. consumers’ credit reports, according to FICO. The scoring ...

But generally speaking, a credit utilization of 30% or less is considered favorable from a credit score perspective. In other words, let’s say you have a $30,000 credit limit. If you charge ...

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are ...