Definition of a credit report. A credit report documents your credit-related activity and history collected by the three major credit bureaus: Experian, Equifax, and TransUnion.

A credit report is a detailed list of your lines of credit and payment history. Credit reports are compiled by the three major credit-reporting companies — Equifax, Experian and TransUnion.

Learn about how borrowing works, what credit score means and what lenders look for when you apply for a loan or credit card. What Is Credit? Definition, How It Works and Why It Matters ...

Credit has two definitions: an agreement with a lender to borrow money and pay it back later, and a record of your borrowing history, found in your credit reports. Establish good credit by ...

This story originally appeared on LearnVest as "LearnVest Vocab Lesson: 6 Credit Definitions You Need to Know." Going to grad school. Buying a home to call your own. Landing a dream job. These are ...

This is slated to provide relief to millions of Americans whose credit reports or scores have been negatively impacted by unpaid medical bills.For context, about 46 million people had medical debt ...

Because credit reporting errors can damage your credit score, it’s crucial that you dispute credit report errors immediately. Here are the steps to follow.

This history appears in your credit reports from the three main U.S. credit bureaus, Equifax, Experian, ... Authorized Transaction Definition. Best Debt Relief Companies for July 2025.

Credit reports list personal information, account details, inquiries and public record data. Here's what to focus on when reviewing, and how credit monitoring services can help.

Similarly, if you have a late payment on your credit report, a lender will look to see how long ago that happened and whether your account is now in good standing. When Are Tradelines Removed?

You can get credit reports from the major credit bureaus: Equifax, Experian and TransUnion. You can also head to AnnualCreditReport.com for a free annual credit report.