We analyzed costs and complaints about home insurance made to state departments of insurance to identify the cheapest home insurance. We analyzed home insurance rates across four dwelling coverage ...

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We used the Forbes Advisor home insurance comparison to run a series of quotes for different types of properties: a detached ...

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Homeowners in these seven states pay at least $900 less than the national average for home insurance.

Amica has the cheapest homeowners insurance, which costs an average $117 per month. It’s followed by Cincinnati Insurance’s $134 monthly premium.

Advertising disclosure: When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. Amica tops the list of the cheapest homeowners ...

Nearly two-thirds (71%) of homeowners say the cost of their homeowners insurance has increased over the past few years, according to a 2026 survey from the Pew Research Center, including 42% who said ...