The government's consumer watchdog agency has finalized a rule banning medical debt from credit reports in a move that could raise the credit scores of about 15 million people.

The average consumer with a good credit score had 4.7 credit card accounts. How a good credit score can help you Having a good credit score comes with big advantages, such as qualifying for a ...

Even so, credit scores break down into different ranges that indicate where a consumer generally falls on the spectrum of creditworthiness. Most FICO scores fall in a range of 300 to 850 ...