The Modigliani-Miller theorem states that a company’s capital structure doesn’t affect its value in perfect markets. While ...

The net interest margin for the first quarter of 2025 was 4.22%. At March 31, 2025, our total risk-based capital ratio was 19.20% compared to ...

The ratio, a key barometer of financial soundness, measures the proportion of a bank's capital to its risk-weighted assets. The Switzerland-based Bank for International Settlements, an ...

Given big cuts in development aid by Europe and the United States, think tanks and other groups are urging the World Bank to ...

JPMorgan's stock still trades at around 12 times earnings, which is fairly cheap. That said, the threat of potential recession or stagflation remains due to the current tariffs and trade wars. While ...

So the alternative view is that using these funds makes sense because safety is already covered by the regulatory concept of a bank’s capital adequacy ratio. So long as a bank has a sufficient ...