A $10,000 CD makes sense for savers right now, assuming they first asked themselves these three critical questions.

The best CD yield from a national bank is Northern Bank Direct, with a 4.45% APY on a nine-month CD with a $500 minimum ...

Not sure if a $20,000 CD account makes sense to open this July? Here are three reasons why it could be a smart pick.

As of June 30, 2025, Community Bank & Trust is offering the best CD rate at 4.71% for its 3-month CD. CDs are a safer ...

You don't need to have $10,000 on hand to earn a competitive interest rate on your savings. Most of the CD accounts on our ...

Certificates of deposit (CDs) can be invested for short-term and long-term gain, using strategies that boost the growth potential of these safer instruments.

When you lock up your savings into a CD for a set term and leave it untouched, your earnings are guaranteed. Your annual percentage yield (APY) won't drop even if overall interest rates drop. It's a ...

“If the CD pays 5% and rates drop, and CD rates go to 3%, the bank doesn’t want to pay 5% anymore. They’re also receiving lower rates (on money they lend) than before.

Maybe you’re thinking about a CD vs. high-yield savings account, or maybe, you’re toying with the idea of CDs vs. money market accounts.If that’s the case, keep reading to learn more about ...

Best CD rates by term. Historically, longer-term CDs pay higher rates. For example, according to data from the Federal Deposit Insurance Corporation (FDIC), six-month CDs averaged 0.78% in 2009 ...

Often, callable CDs have longer terms than traditional CDs, with maturities usually ranging from 15 to 20 years. When savings rates fall, a bank is more likely to call back a CD.