Converting a large sum like $865,000 to a Roth IRA is a strategic move for long-term tax benefits – including tax-free ...

This says that you must wait until the converted funds have been in your Roth IRA for at least five years before you can ...

Consolidate retirement savings and expand investment options with a 403(b) rollover to a 401(k). Understand mechanics, tax ...

Does it make sense to pay taxes on my retirement accounts today rather than wait until later in retirement? It depends. If ...

When they retire, most clients roll their 401(k)s over to an IRA, or to several IRAs. It’s an easy thing to do. But is it always the right thing to do? Not always, advisors say, cautioning that it’s ...

You may need to transfer your 401(K) if you change jobs or retire, but the process can be a headache. Here’s how to navigate ...

You can then request a direct rollover from your old employer's plan so the funds go straight into your IRA, which keeps your savings tax-deferred and avoids penalties. You can also do an indirect ...

Learn about qualified distributions from retirement accounts, IRS rules, tax implications, and how to maximize your tax benefits while avoiding penalties.

The primary obstacles to consistent retirement saving include the absence of automatic portability. The lack of a universal portability process is especially obnoxious because it undermines the ...