Paying off your balances and reducing your debt load is the fastest way to boost your credit score. “Say your credit cards ...

An 850 FICO® credit score is perfect -- but what does it actually get you? Here's what changes (and what doesn't) when you ...

One of the most immediate and devastating impacts is a significant drop in the person's credit score, often by up to 100 points. This foreclosure remark can stay on the file for seven years ...

If your middle FICO score is 619, you will be denied for a conventional loan because the minimum required FICO is 620.

Foreclosure can significantly damage your credit, but it doesn’t have to be the end of the road. By reviewing the foreclosure process for legal violations and disputing inaccuracies on your credit ...

Many pass the cost to the consumer. More or less, you can expect to pay $100 for a credit report with scores. Your mortgage loan originator should have access to a score navigator or simulator.